All Financial Calculators
Free, accurate financial calculators covering mortgages, savings, investments, loans, retirement, tax and more.
Mortgage
Payments, refinance & affordability
Mortgage Calculator
Calculate your monthly mortgage payment including taxes, insurance and PMI.
Open calculatorAmortization Calculator
Generate a full month-by-month amortization schedule for any loan.
Open calculatorHome Affordability Calculator
Find out how much house you can afford based on income, debts and down payment.
Open calculatorMortgage Refinance Calculator
See your new payment, monthly savings and break-even point on a refinance.
Open calculatorMortgage Payoff Calculator
See how extra payments shorten your mortgage and slash total interest.
Open calculatorBiweekly Mortgage Calculator
See how biweekly payments shorten your mortgage and cut interest.
Open calculatorRent vs. Buy Calculator
Compare the total cost of renting versus buying a home over time.
Open calculatorDown Payment Calculator
Work out your down payment, loan amount and whether you'll need PMI.
Open calculatorMortgage Points Calculator
See whether buying discount points to lower your rate is worth it, and when it pays off.
Open calculatorLoans
Amortization, APR & payoff
Loan Calculator
Estimate monthly payments and total interest on any personal, auto or student loan.
Open calculatorInterest Rate Calculator
Work out the interest rate (APR) implied by a loan's payment and term.
Open calculatorHELOC Calculator
Estimate home equity line of credit payments during draw and repayment periods.
Open calculatorLoan Comparison Calculator
Compare two loans side by side to see which costs less overall.
Open calculatorAPR Calculator
Find a loan's true annual cost (APR) once upfront fees and points are included.
Open calculatorEMI Calculator
Calculate the monthly EMI on a home, car or personal loan.
Open calculatorCredit Cards & Debt
Payoff, consolidation & interest
Credit Card Payoff Calculator
See how long it takes to pay off a card and how much extra payments save.
Open calculatorDebt Payoff Calculator
Compare the avalanche and snowball methods to clear multiple debts faster.
Open calculatorCredit Card Minimum Payment Calculator
See how long minimum payments take and what they really cost.
Open calculatorBalance Transfer Calculator
See how much a 0% balance transfer saves versus staying on your current card.
Open calculatorDebt Consolidation Calculator
Compare your current debts against a single consolidation loan to see what you'd save.
Open calculatorAuto
Lease vs buy, payments & costs
Investment
Returns, growth & allocation
Compound Interest Calculator
See how your money grows with compound interest and regular contributions.
Open calculatorInvestment Calculator
Project investment growth from contributions, returns and optional taxes.
Open calculatorDividend Calculator
Estimate dividend income and total return with optional DRIP reinvestment.
Open calculatorFuture Value Calculator
Calculate what a lump sum and regular deposits will be worth in the future.
Open calculatorAnnual Return Calculator
Calculate the annualized return (CAGR) of an investment over time.
Open calculatorAsset Allocation Calculator
Get a suggested stock, bond and cash mix based on age and risk tolerance.
Open calculatorPresent Value Calculator
Find what a future sum of money is worth in today's dollars.
Open calculatorCAGR Calculator
Find the compound annual growth rate of an investment between two values.
Open calculatorRule of 72 Calculator
Estimate how long it takes to double your money — or the return you'd need.
Open calculatorMillionaire Calculator
See how long it takes to reach a million (or any target) with regular saving.
Open calculatorDividend Reinvestment (DRIP) Calculator
Project an investment's growth when dividends are automatically reinvested.
Open calculatorInvestment Fee Calculator
See how much fund fees and expense ratios quietly cost you over time.
Open calculatorStock Profit Calculator
Calculate your profit or loss and return on a stock trade after fees.
Open calculatorReal Rate of Return Calculator
Find your inflation-adjusted return — what your money actually gains in buying power.
Open calculatorCap Rate Calculator
Calculate a rental property's capitalization rate from its income and price.
Open calculatorRental Property Calculator
Estimate a rental's monthly cash flow, cash-on-cash return and cap rate.
Open calculatorSIP Calculator
Estimate the maturity value of a monthly mutual fund SIP investment.
Open calculatorLumpsum Calculator
See how a one-time mutual fund investment grows over time.
Open calculatorRetirement
401(k), IRA & planning
Retirement Calculator
Project your retirement savings and whether they'll last through retirement.
Open calculatorPension vs. Lump Sum Calculator
Compare a lifetime pension to a one-time lump sum payout.
Open calculatorFIRE Calculator
Find your financial-independence number and the age you could retire early.
Open calculatorSavings Withdrawal Calculator
See how long your savings will last with regular monthly withdrawals.
Open calculatorCoast FIRE Calculator
Find the amount that, left to grow, funds your retirement with no more saving.
Open calculatorBarista FIRE Calculator
See how part-time income shrinks your FIRE number and pulls retirement closer.
Open calculatorTax
Brackets, paycheck & deductions
Savings
Compound interest & goals
Savings Calculator
Project how much your savings will grow with regular deposits and interest.
Open calculatorEmergency Fund Calculator
Find your ideal emergency fund size and how long it'll take to save it.
Open calculatorCD Calculator
Calculate the maturity value and interest earned on a certificate of deposit.
Open calculatorCollege Savings Calculator
Find out how much to save each month to reach your college funding goal.
Open calculatorSimple Interest Calculator
Calculate simple interest and the total owed or earned on a principal.
Open calculatorAPY Calculator
Convert a nominal interest rate into annual percentage yield (APY).
Open calculatorSavings Goal Calculator
Find out how much to save each month to reach a target by a chosen date.
Open calculatorFD Calculator
Calculate the maturity amount and interest on a fixed deposit.
Open calculatorRD Calculator
Calculate the maturity value of a recurring deposit with monthly contributions.
Open calculatorPPF Calculator
Estimate the maturity value of a Public Provident Fund over its 15-year term.
Open calculatorInsurance
Life, health & coverage needs
Business
ROI, breakeven & cash flow
Break-Even Calculator
Find the units and revenue needed to cover your fixed and variable costs.
Open calculatorROI Calculator
Calculate return on investment, net profit and annualized ROI.
Open calculatorProfit Margin Calculator
Calculate gross profit, profit margin and markup from cost and revenue.
Open calculatorMarkup Calculator
Set a selling price from cost and markup, and see the resulting margin.
Open calculatorFreelance Hourly Rate Calculator
Work out the hourly rate to charge to hit your income goal after expenses and tax.
Open calculatorPersonal Finance
Net worth, budgets & milestones
Currency Converter
Convert between 30+ world currencies with a quick reference conversion table.
Open calculatorNet Worth Calculator
Add up your assets and liabilities to find your true net worth.
Open calculatorBudget Calculator
Build a monthly budget and compare it to the 50/30/20 rule.
Open calculatorDebt-to-Income Ratio Calculator
Calculate your DTI ratio to see how lenders view your borrowing capacity.
Open calculatorSales Tax Calculator
Add sales tax to a price or work out the tax included in a total.
Open calculatorTip Calculator
Calculate the tip and split the bill between any number of people.
Open calculatorDiscount Calculator
Find the sale price and savings from a percentage discount.
Open calculatorPercentage Calculator
Work out percentages, what percent one number is of another, and percent change.
Open calculatorPay Raise Calculator
See your new salary and the increase per year, month and paycheck after a raise.
Open calculatorHourly to Salary Calculator
Convert an hourly wage to an annual salary, or a salary back to an hourly rate.
Open calculator50/30/20 Budget Calculator
Split your take-home pay into needs, wants and savings using the 50/30/20 rule.
Open calculatorRent Affordability Calculator
Work out how much rent you can comfortably afford based on your income.
Open calculatorOvertime Pay Calculator
Calculate your overtime pay and total weekly earnings at any multiplier.
Open calculatorSavings Rate Calculator
Find what percentage of your income you save and how it shapes your timeline.
Open calculatorSubscription Cost Calculator
Add up what your subscriptions really cost — per year, per decade, and if invested.
Open calculator