FinCalcs

Hourly to Salary Converter

What an hourly rate works out to over a year, and what a salary works out to per hour — with weekly, bi-weekly and monthly figures, and take-home pay after tax in eight states.

2026 tax year21 conversionsAfter-tax by state

Hourly rate to annual salary

Annual salary to hourly rate

How the conversion works

Converting between hourly and annual pay is arithmetic, but two assumptions decide the answer and people rarely state them: how many hours a week you work, and how many weeks a year you are paid for.

The standard convention is 40 hours a week for 52 weeks — 2,080 hours. That works cleanly for salaried roles, where paid holiday is already included in the salary. For hourly work without paid leave it overstates the year: every week you take off removes a full week's pay, so someone taking two unpaid weeks is really working 2,000 hours.

The other common error is monthly pay. A month is not four weeks — it averages 4.33. Multiplying a weekly figure by four understates monthly pay by about 8%, which is enough to throw off a budget. Work out the annual figure and divide by 12 instead.

Finally, none of this is take-home pay. Federal income tax, Social Security and Medicare come off everywhere, and state income tax varies enough to change the answer by thousands. Every conversion page here shows the after-tax figure in eight states spanning the range, and links through to a full calculator for all 51.

Frequently Asked Questions

How do you convert an hourly rate to an annual salary?+

Multiply the hourly rate by the hours you work each week, then by 52. A standard full-time week of 40 hours gives 2,080 paid hours a year, so a $25 rate works out to $52,000 before tax.

Why is my monthly pay more than four weekly paychecks?+

Because a month averages about 4.33 weeks, not 4. Multiplying weekly pay by four understates monthly pay by roughly 8%. The correct method is to work out the annual figure and divide by 12.

Should I use 2,080 hours a year?+

It is the standard assumption and works for most salaried roles, which include paid holiday. If you are paid hourly with no paid leave, subtract the weeks you expect to take off — two unpaid weeks reduces the year to 2,000 hours.

Does the same salary go further in some states?+

Yes, substantially. Federal tax and FICA are identical everywhere, but state income tax and state payroll programmes vary enough to move take-home pay by several thousand dollars a year on the same gross salary.

Is bi-weekly the same as semi-monthly pay?+

No. Bi-weekly means every two weeks — 26 paychecks a year. Semi-monthly means twice a month — 24 paychecks. Bi-weekly paychecks are therefore smaller, and two months a year contain three of them.

This calculator is for informational and educational purposes only. Results are estimates and should not be considered financial advice. Always consult a qualified financial professional before making financial decisions.

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